Now Offering
In-Person &
Virtual Meetings

Book Now Book Now
×

Blog Category: Credit Scores & Reports

  • How to improve your credit score to secure a mortgage - When getting approved for a mortgage, there are a few things you should come prepared with. There’s having a down payment saved, having your ID and employment history at the ready, but there is another major part of your application — Your credit score. A credit score is a number that is designed to represent ...
  • Dealing with Debt, your mortgage & COVID-19: for the self-employed - Looking back at February in 2020, many self-employed individuals and business owners had no idea their world would change come March 15 onward. COVID-19 has had a vast impact on business owners and support from the government has been tough to navigate on many levels from an HR perspective, an operating standing point and cash ...
  • New Year, New Financial Success - Many people make resolutions each year to get organized, eat healthy or exercise more. While those are all great pursuits, it’s also important to get your finances in order and work towards the goal of achieving more positive results where your money and lifestyle is concerned. More and more Canadians are getting deeper into debt, ...
  • 3 Easy Ways to Keep Your Credit Score in Good Shape - How healthy is your credit score? It’s not likely something you consider every day, however, it is important to be aware of what shape your credit score is in, especially if you are planning on buying a home and will need to get approved for a mortgage from a mortgage lender. Before thinking about how ...
  • Five Tips to Help You Tackle Your Debt This Spring - Ahhh spring… the birds are chirping, the sun is shining, plants are beginning to sprout – it’s the time of year that can inspire many to seek a fresh start. If you, like many Canadians, currently carry quite a bit of household debt, it may be a good idea to focus this fresh start on ...
  • How to Avoid Common Mortgage Mistakes - The search is over. You’ve finally found the property of your dreams and you’re ready to make an offer. Congratulations! While purchasing a home or cottage is definitely an exciting time, it does also come with some associated stress. You have likely heard a story or two about the things that can go very wrong ...
  • How Does the Bank of Canada Control Interest Rates? - The Bank of Canada seems to be shrouded in mystery; who are they and how can they control interest rates for an entire country? This unique corporation has an interesting job to do, and as Canadians, it’s rather comforting knowing they ultimately have our backs. What is the Bank of Canada and how does it ...
  • New Mortgage Qualifying Rules & What You Need to Know - New mortgage rules were recently released by Canada’s top regulator of federal banks, The Office of the Superintendent of Financial Institutions (OSFI), and will take effect on January 1, 2018. These rules were designed to protect today’s housing market, and help avoid the economic risks associated with even a slight increase in interest rates. Many ...
  • How Does the Equifax Breach Affect Canadians? - As many people may know, there was a massive security breach at Equifax recently. The reason there is such a buzz about it is because Equifax is one of the largest credit reporting companies, and it holds the personal and financial information of hundreds of millions of people. For Canadians, it was reported that approximately ...
× Close this modal popup