Tag: debt management

• Consider The Costs of Upsizing Before Making Your Move - Have you been thinking about moving your family into a bigger home but worry about the costs of upsizing? Maybe you’re feeling cramped, need more storage or outdoor space, or you want to make the investment in a bigger home and feel like the time is now.  If you’re thinking about upsizing, it’s important to ...
• The Spring Real Estate Market Is Here, Are You Ready? - The spring real estate market is traditionally the busiest time of year in Canada, and 2025 is expected to be no exception. With lower borrowing costs, pent-up demand, and an increase in listings, experts anticipate an active and competitive season. However, potential economic uncertainty and changing mortgage rules could also influence the market.  Whether you’re ...
• How Downsizing Can Free Up Hidden Home Value - When most people think about downsizing, retirement usually comes to mind—but it’s not just for older adults. Downsizing can be a smart financial move at any stage of life. Maybe you’re a young family looking to free up cash, someone going through a separation or job loss, or just feeling stretched by your housing costs.  ...
• Inheriting a Property With Your Sibs, What Are Your Options? - When you inherit a house or property, especially if you inherit one with siblings, dealing with these assets is often not the first thing on your mind after losing someone close to you. But, unfortunately, finances come into question almost immediately, including wills, taxes, and funeral expenses. There are also many complex legal and financial ...
• When It Comes To Real Estate Should You Buy First? Or, Sell First? - So, you’ve made the big decision to sell your home, secure a new mortgage, and move into a new home in your dream neighbourhood. It’s an exciting time but can also be stressful. A common question I get asked is whether it makes more sense to buy a home first or sell the one you’re ...
• Can Renos Offset Falling Home Prices? - We all love a good ol’ home renovation show or a DIY project we come across. But when you’re serious about renovating your home, there are many things to think about. Will the decor choices I make stay in style? Will renovations help your home sell in the future? Can you afford it? Renovations to ...
• How Buyer And Seller Markets Impact Your Mortgage - You most likely have heard people talking about the real estate market lately, asking whether you’re in a seller’s or buyer’s market. Predicting what will happen in the new year in real estate is tricky. The average home price in Barrie in November 2022 was $721,000, as opposed to $760,000 a month ago. Compared to ...
• You’ve Decided to Sell. Now what? - You finally decided that it’s time to sell so you can move up into your dream home, and there are showings booked already! Now, I know this can be stressful, allowing random potential homebuyers into your house and letting them roam around your property while you pack up the family and leave. However, with the ...